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Terms of Service

Last updated: January 2026

Summary: By using Chat-GD, you agree to use our service responsibly, pay for subscriptions on time, and understand that AI responses are for informational purposes only.

1. Agreement to Terms

By accessing or using Chat-GD ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you do not have permission to access the Service.

2. Description of Service

Chat-GD is an AI-powered chat platform that provides access to various AI personas for productivity, creativity, and problem-solving purposes. Our service includes:

  • AI chat functionality with multiple personas
  • Different response modes (Fast, Thinking, Pro)
  • Chat history storage and management
  • Free and paid subscription tiers

3. Account Registration

To use our Service, you must:

  • Be at least 13 years old
  • Provide accurate and complete registration information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access

You are responsible for all activities that occur under your account.

4. Subscription Plans & Billing

4.1 Free Plan

Free accounts receive limited daily message allowances and access to core features. Usage limits may be adjusted at our discretion.

4.2 Paid Subscriptions

  • Subscriptions are billed monthly or annually
  • Payment is processed through Stripe
  • Subscriptions auto-renew unless cancelled
  • You can cancel at any time; access continues until the billing period ends

4.3 Refunds

We offer a 7-day money-back guarantee for new subscribers. If you're not satisfied within 7 days of your first payment, contact us for a full refund. After 7 days, refunds are provided at our discretion.

5. Acceptable Use

You agree NOT to use the Service to:

  • Generate illegal, harmful, or abusive content
  • Harass, threaten, or harm others
  • Spread misinformation or propaganda
  • Generate content that infringes on intellectual property
  • Attempt to bypass usage limits or security measures
  • Use automated systems to access the Service without permission
  • Resell or redistribute AI responses commercially without authorization

⚠️ Important: Violation of these rules may result in immediate account termination without refund.

6. AI-Generated Content

6.1 Nature of AI Responses

AI responses are generated by machine learning models and may:

  • Contain inaccuracies or errors
  • Not reflect current events or recent information
  • Be incomplete or require verification

6.2 No Professional Advice

AI responses do not constitute professional advice. Always consult qualified professionals for:

  • Legal advice
  • Medical or health advice
  • Financial or investment advice
  • Any other professional services

6.3 Your Responsibility

You are solely responsible for how you use AI-generated content. Always verify information before making important decisions.

7. Intellectual Property

7.1 Our Content

The Service, including its design, code, logos, and persona names, is owned by Chat-GD and protected by intellectual property laws.

7.2 Your Content

You retain ownership of the content you input. By using the Service, you grant us a license to process your content for the purpose of providing the Service.

7.3 AI Output

Paid subscribers may use AI-generated content for commercial purposes. Free users may use content for personal, non-commercial purposes only.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • The Service is provided "AS IS" without warranties of any kind
  • We are not liable for any indirect, incidental, or consequential damages
  • Our total liability shall not exceed the amount you paid us in the past 12 months
  • We are not responsible for third-party actions or content

9. Indemnification

You agree to indemnify and hold harmless Chat-GD and its affiliates from any claims, damages, or expenses arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights

10. Service Modifications

We reserve the right to:

  • Modify, suspend, or discontinue the Service at any time
  • Change features, pricing, or usage limits
  • Update these Terms with reasonable notice

Continued use after changes constitutes acceptance of the new Terms.

11. Termination

We may terminate or suspend your account:

  • For violation of these Terms
  • For fraudulent or illegal activity
  • At our discretion with reasonable notice

You may delete your account at any time from Settings.

12. Governing Law

These Terms are governed by the laws of the jurisdiction in which Chat-GD operates. Any disputes shall be resolved through binding arbitration or in courts of competent jurisdiction.

13. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in effect.

14. Contact

For questions about these Terms, please contact us:

  • Email: legal@chat-gd.com
  • Via our Contact Form

By using Chat-GD, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.